On-Hand Financial Services

538,489,325,000

Pendanaan yang telah disalurkan

22,676

pengusaha mikro telah diberdayakan

86.79

TKB90

KIMO is an application brand of Information Technology Based Lending and Borrowing Services Organization managed by PT Creative Mobile Adventure

With a background of Telecommunication, Bernard Martian as the founder, build KIMO to help the government to digitalized financial inclusion by introducing Information Technology Based Lending and Borrowing Services to topup credit sellers across Indonesian continent.

Partnership built with network provider such as: Telkomsel, XL Axiata and Indosat has enabled KIMO to provide topup credit sellers in accessing financial services for getting additional business capital.

KIMO Shareholders are PT Monetrans Mitra Indonesia 99% and Leonard Soesanto 1%. KIMO is managed by professionals with backgrounds and experiences in Telecommunication and Financial Services.

KIMO is now available to serve M-Kios (Telkomsel).

Vision

To build digital payment ecosystem in retail industry

Mission

To support SMI growth in achieving payment to open the opportunity as business retail increase its business potential

DIRECTOR PROFILE

Bernard Martian

Indonesian citizen, born in Jakarta, 02 March 1983, start His career in 2005 at Berca Hardayaperkasa as IT consultant until 2008. Mr Martian ventured own business by starting up PT Narindo Solusi Komunikasi and PT Creative Mobile Adventure, also act as a Directore for both companies.

Finish Bachelor degree in Information Technology in Pelita Harapan University in 2005

Nina Winata

Indonesian citizen, born in Jakarta, 28 June 1965, start helping the Founder in building KIMO since 2016 from preparation until operating in September 2016.

Education

Finish Bachelor degree in Public Relation at Esa Unggul University in 2005. Join managerial program at PT Indosat Tbk in Jati Luhur earning the highest score in class of 2005

Experience

Work as a banker for approximately 12 years and gave high performance and integrity in several leading private bank in Indonesia.

Before joining Group Mitra Komunikasi Nusantara Tbk., Mrs Winata was working in second leading operator in Indonesia for approximately 14 years with many experiences such as: Sales, Marketting and lastly built e-money operator ecosystem with significant grow in last two years after managed by her.

Since 2016, Mrs Winata, together with the Founder, built KIMO and start registering PT Creative Mobile Adventure as Information Technology Based Lending and Borrowing Services Organization to Financial Services Authority until listed in August 2017.

Fintech P2P lending digitalized financial inclusion by bridging business capital financing from lender to borrower in secure, easy and fast terms.

Society needs to communicate has resulting an increase in top up credit customers. This is what motivate us to help top up credit sellers to get capital investment to grow its business.

We believe that top up credit sellers are unable to access financial services to get more capital. With KIMO, we are able to do so and help them grow their business.

SHAREHOLDERS PROFILE

Leonard Soesanto

Indonesia citizens, born in Jakarta, 04 August 1982, start His carrier in 2004 at Erakom Infonusa as IT Support until 2006. In 2006, Mr Soesanto worked in Hawlett Packard Authorized Dealer as Service Manager until 2008. Afterwards, Mr Soesanto, venture His own business by starting up PT Narindo Solusi Komunikasi and PT Creative Mobile adventure, also act as commissioner to both companies.

Finish a Bachelor degree in Information Technology in Pelita Harapan University in 2005.

COMMISSIONER PROFILE

Leonard Soesanto

Indonesia citizens, born in Jakarta, 04 August 1982, start His carrier in 2004 at Erakom Infonusa as IT Support until 2006. In 2006, Mr Soesanto worked in Hawlett Packard Authorized Dealer as Service Manager until 2008. Afterwards, Mr Soesanto, venture His own business by starting up PT Narindo Solusi Komunikasi and PT Creative Mobile adventure, also act as commissioner to both companies.

Finish a Bachelor degree in Information Technology in Pelita Harapan University in 2005.

Sinar Sambas

Indonesia Citizen, born in Bandung, 19 October 1952, start his career in 1975 at Drs. Utomo Public Accounting Form & Mulio Co/SGV-Utomo, as auditor until 1979. In 1979, Mr Sambas moved to PT Bena Kutal Timber as an accountant untul 1980. In 1980, start working in PT Indonesa Investment International, as Dealer Money Market untl 1984, and then promoted as Securities Debt Manager until 1990. In 1990, Mr Sambas moved to PT Bank International Indonesia, as Corporate Team Leader Banking Division until 1994. In 2006, Mr Sambas join PT Creative Mobile Adventure acting as commissioner until now.

Finish his Master Degree in Business Administration at Institut Manajemen Newport Indonesia (IMNI) in 1990

Why KIMO ?


Simple registration
Instant balance top-up


Secured financial system
Friendly Mobile Experience


Competitive Product
Low Administration Fee

Download KIMO App in your Android’s Playstore

GREETINGS
FROM KIMO

Hello,

When I went to Klaten, I took the time to chat with a mobile credit seller in his shop, which is quite crowded with customers who want to top up their balances.

Said seller complained that the cash flow to buy mobile credit is limited because Authorized Dealers only accept cash. His customers’ demand for mobile credit is very high, sometimes he ran out of stock because there are no funds to shop for more credits.

In order to fix this condition, KIMO offers a solution for mobile credit sellers: capital loans with a relatively short payment term of 14 (fourteen) days and zero collateral. This service is expected to help mobile credit sellers expand their businesses and increase their mobile credit sales.

This will of course simultaneously bridge the social gap. People from lower classes, who are not familiar with peer to peer lending (P2P Lending) financial inclusion, can now participate in bringing Indonesian economy to a better level.

Regards from KIMO,
Bernard Martian


Client's
Testimonial

KIMO

Disclaimer

Address

Graha Boulevard Kelapa Gading
Blok C-12, RW.1, Klp. Gading Jl. Bukit Gading Raya
Kelapa Gading
Jakarta 14240

Support Center

Phone : +6221 2245 8268
E-mail : info@KIMO.co.id
Website : KIMO.co.id


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KIMO, TERDAFTAR DAN DIAWASI OJK